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General Questions

Investment Questions

Visa Questions

 

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Investment Questions

What kind of investments will be promoted by the Regional Center?

Investments in groups of diversified portfolio companies will consist of business loans and real estate development projects. Investments may be made in the form of equity, participating loans, secured mortgage loans, or in combinations.

These investments will be made across a number of different industries, thereby reducing the risk of being entirely exposed to one industry, location or project.

In addition, the investments will be diversified in terms of risk by being composed of senior debt, subordinated debt, and equity. Using a mutual fund approach to the EB-5 Program will reduce the risks associated with more concentrated single-asset projects.

Investments will be co-invested with experienced developers, asset managers and business operators, enabling investments in larger projects. This strategy will produce a greater number of jobs, thus substantially reducing the EB-5 job creation compliance risk.

How much do we invest plus fees?

The investment amount is USD $500,000 per family.  Additional fees will be:

Is the investment guaranteed?

Investments will be structured so as to ensure capital preservation, while offering attractive returns through a combination of current yield and capital gains. Generally, investments will be negotiated and structured to incorporate reasonable business valuation multiples as well as prudent capital structures.

USCIS EB-5 regulations prohibit the guarantee of the return of your capital investment by any regional center or related investment fund. Any such explicit guarantee would invalidate your EB-5 visa petition.

When can I redeem my investment?

To ensure approval of the I-526 application it is favored by USCIS that your investment be legally structured to be “at risk” for at least five years. However, the investments may make distributions of profits and income during this time period.   Once the conditions are removed via the I-829, investors can request to redeem the investment. Sponsored investments are structured to liquidate profitably in approximately 5 years.

What strategies are used to increase investor liquidity?

Investments in business loans and real estate projects are expected to be profitably liquidated, sold or refinanced within a 5 year horizon. Exits will mainly come from the principal payments due at the maturity of the loans. The strategy used to exit each project investment will be determined based on the highest risk adjusted returns to its investors.

Investments will be made across a number of different industries, thereby reducing the risk of being entirely exposed to one industry, location or project. In addition, the investments will be diversified in terms of risk by being composed of senior debt, subordinated debt, and equity. Using a mutual fund approach to the EB-5 Program will reduce the risks associated with more concentrated single-asset projects and promote liquidity for the investor.

What rate of return will I receive on my investment?

Investments will be structured to ensure capital preservation, while offering attractive returns through a combination of current yield and capital gains. Generally, investments will be negotiated and structured to incorporate reasonable business valuation multiples as well as prudent capital structures.

The Investment Manager believes it can achieve results consistent to those achieved in prior investments managed by its principals, it is important to understand that historical results do not predict future returns

A summary of the Investment Manager’s historical project rates of return, biographies of the principals, and the investment strategy will be provided to all investors.

What information will I be required to provide to FLORIDA OVERSEAS in the Suitability Questionnaire?

The Suitability Questionnaire is designed to provide FLORIDA OVERSEAS and the Escrow Agent, with personal background and financial information which confirms:

That you appear to meet the eligibility requirements of the USCIS EB-5 visa program and you are in compliance with U.S. banking regulations and the Patriot Act.

That you have a sufficient source of legal assets and income to qualify as an “accredited investor” under U.S. securities laws (a net worth of at least US$1,000,000, or who expect annual income this year and had income over the past two years of at least US$200,000).

What is an “accredited investor”?

To qualify as an investor for Regional Center investments you must be an accredited investor. In the U.S. an individual is considered to be an accredited investor if he or she has a net worth of at least USD $1 million or has made at least $200,000 US dollars each year for the last two years ($300,000 with spouse if married) and has the expectation to make the same amount in the current year.

What do I receive from FLORIDA OVERSEAS for my EB-5 Petition?

FLORIDA OVERSEAS will provide your Immigration lawyer with the following to include with your application:

  1. USCIS letter of approval and designation as a regional center;
  2. A copy of the approved regional center narrative proposal and business plan submitted to USCIS;
  3. A copy of approved Econometric reports showing how investments will generate, either directly or indirectly, not fewer than ten jobs per EB-5 Investor in the Fund;
  4. A legally executed copy of the Operating Agreement evidencing that you have invested in and been admitted as a member to the Fund; and
  5. Evidence that the Private Placement Memorandum complies with applicable SEC requirements governing such matters.

Where will the investments be located?

The investments will all be located within the state of Florida.

Is there a way to keep of track my investment?

The Investment Manager will provide professionally audited financial reports annually, as well as income tax information relating to your investment. All investors will receive a password to access a secure website which will detail the investments and the investors current Capital Account in real time.

Where does my money go when I do invest in an FLORIDA OVERSEAS sponsored Fund?

When you sign the Subscription Agreement you will wire the amount of your investment plus the Expense Fee, directly to our approved U.S. Federally Insured Bank, an independent Escrow Agent for the Fund will hold 100% of your investment deposit of USD$500,000 until your initial EB-5 Visa petition (USCIS Form I-526) is approved.

After your I-526 is approved, your money will be released to the Fund. Your investment amount will be credited to your Capital Account and deposited in the Capital Account of the Fund.

What happens after FLORIDA OVERSEAS receives the Application & Questionnaire?

FLORIDA OVERSEAS’s will conduct a confidential investigation to verify the accuracy of the information you have given us, assuming everything is in order, the investment document package will be sent to you and your advisors.

Is my information kept confidential?

Yes. Investor data will be secured in numbered files with multiple layers of encryption to ensure integrity.  

What investment offering documents will I receive?

Once your Suitability Questionaire has been approved, FLORIDA OVERSEAS will send you a Subscription Package containing the following documents for you and your advisors to review:

  1. The Private Placement Memorandum describing the Investment and the currently targeted project investments
  2. The Subscription Agreement and Power of Attorney for the Investment Fund
  3. The Operating Agreement
  4. Escrow Agreement and wire transfer instructions
    Appropriate US Tax ID Application and Withholding Forms

What is the next step in obtaining an EB-5 Visa through FLORIDA OVERSEAS?

1. Fill out the or Application & Suitability Questionnaire in PDF format (Adobe Acrobat required).

2. Email the completed Application to FLORIDA OVERSEAS.

3. Work with an experienced Immigration attorney (we can refer you to the best) to help you file your EB-5 Visa application (form I-526).

4. Once notified of initial approval by FLORIDA OVERSEAS, receive and review the investment offering documents, sign Subscription Documents and send your capital investment and the applicable Expense Fee to the Escrow Account.

What if I receive the investment offering documents and I decide not to invest?

If you decide not to invest, we will ask you to return the offering documents.

What are some examples of investments?

Please call us for more information.

Does the Manager have a track record of investing successfully?

Yes. The Investment Managers have successfully raised and invested over $1.2 billion and strong have financial relationships to add value in the years following the investment.